Motor Private Car Eligibility

  • Discount for Automobile Association Members,No claim Bonus, Discount based on age and profession.
  • Your previous policy should not be lapsed.

Motor Private Car Benefits

  • Claim free experience
  • Approved anti-theft device
  • Voluntary excess
  • Membership of ARAI
  • Instant Policy Coverage
  • Instant Policy Certificate
  • Renew policy at any time of day 24/7
  • Payment options: CreditCard/DebitCard/NetBanking etc.
  • Zero Depreciation Cover is available.

Motor Private Car Features

  • 24X7 toll free helpline
  • Free pickup / towing charges
  • Network garage
  • Cashless claim settlement
  • Rubber / Nylon / Plastic parts 50%
  • Liability to third party
  • Bodily injury or death
  • Property damage
  • Vehicle damage
    1. By acts of God
    2. By burglary or theft

Motor Private Car Claim Process

IMMEDIATE ACTION AFTER ACCIDENT: As soon as a loss is noticed, please intimate immediately to our nearest office or on our call centre number or on toll free number 1-800-22-4030 (from MTNL & BSNL Lines.) Our claims officials shall soon get in touch with you and shall be happy to help you with the claim procedures. Details of our offices can be found in the USGICL Office locator.Following information needs to be furnished by you while intimating a claim:
  • Your Contact Numbers
  • Policy Number
  • Name of Insured person,
  • Date & Time of accident,
  • Location of Loss,
  • Brief description on how the accident took place,
  • Extent of loss
  • Place & contact details of the Insured Person (in case person intimating the claim is other than the insured person.)

Motor Private Car Exclusions

  • Any accidents outside the Geographical Area.
  • Consequential loss, normal wear and tear.
  • Driving without valid license for the class of vehicle.Driving under the influence of liquor/drugs.
  • Vehicle not being used as per Limitation as to use defined.