Click 2 Invest Eligibility

  • Age at entry: Min 30 days.- Max 65yrs
  • Age at maturity: Min 18 yrs.- Max 75yrs
  • Premium :
    - Single Rs.24,000
    - Annual Rs.12,000
    - Half Yearly Rs.6,000
    - Quarterly Rs.3,000
    - Monthly Rs.1,000
  • Policy Term: 5 to 20 yrs.
  • Premium Payment Term:
    - Single Pay
    - Limited: 5, 7, 10 years
    - Regular: 5 to 20 years

Click 2 Invest Benefits

  • Zero Allocation Charges
  • 8 different fund options to invest your money in
  • Flexible premium payment terms & frequencies
  • Enjoy Tax exemption under Sec 80C and Sec 10(10D)

Click 2 Invest Features

Death Benefit under the plan is: In case of the Life Assured’s unfortunate demise, we will pay to the nominee the highest of the following:

  • Single Premium Policy: Higher of :
    1. 105% of the premium(s) paid
    2. Sum Assured
    3. Fund Value
    The policy will terminate thereafter and no more benefits will be payable.
  • Maturity Benefit: On survival till the end of policy term, you will receive your Fund Value as Maturity Benefit.
  • Charges
    1. Premium allocation charge – Nil. 100% of your premiums are invested.
    2. Policy administration charge – Nil.
    3. Fund Management Charge – 1.35% p.a. of the fund value charged daily.
    4. Mortality Charge – levied every month for providing you with the death benefit in your policy. This charge will be taken by cancelling units proportionately from each of the fund(s) you have chosen
    5. Discontinuance charge – Nil. Please note it is always advisable to pay premiums for the full premium paying term and stay invested for the full policy term in order to enjoy maximum benefits.

Click 2 Invest Claim Process

We understand that bereavement can be difficult to deal with, especially when you have to arrange for all the formalities in case of insurance claims.

At HDFC Life we lend a helping hand by enabling faster settlement of claims and help the family financially at the time of distress. For any assistance or query relating to reporting claims (Death Claims / Critical Illness Claims) you may get in touch with us by emailing us at and we will get back to you with the details that will be required to process a claim.

To help you arrange the documents we have drawn up a list of documents that you may be required to send along with the claims form. This list is for your reference only and the complete list may vary for each claim. You can view this list at the following url:

Call our toll free number - 1860 267 9999 for any assistance / documentation required for processing claims.

Click 2 Invest Exclusions

In scenarios of suicidal death, within 12 months from policy inception or from the date of policy revival, the nominee or beneficiary of the policyholder shall be entitled to the fund value, as available on the date of death. Any subsequently recovered charges shall be paid back to the nominee or beneficiary along with the death benefit.