Maharashtra government has launched cashless health insurance policy by the name Rajiv Gandhi Jeevandayee Arogya Yojana. This scheme will cover 972 surgery procedures and 122 follow up procedures. Policy will come in to effect from first March 2012.
Families whose annual income is less than Rs 1 lakh can register them selves under this scheme. People who are covered under this policy can avail free medical facilities upto Rs 1.5 lakh and they can also avail upto Rs 2.5 lakh for kidney transplant surgery.
Initially in the first phase policy will be launched in eight districts which will cover 50 lakh families. State government will spend Rs 800 crore annually to pay the premium for the insured families.
Policy is being implemented in Public Private Partnership (PPP) mode with National insurance company.
State government is working to empanel both private and public sector hospitals for this scheme. There will be help desk in each hospital 24×7 to help card holders to get treatment.
There will be Arogya Mitras who will facilitate the direct traffic of patients to health camps. After treatment patients will also get money to get back to their homes.