Karnataka state government has launched Yeshasvini, a co-operative health care scheme for the farmers who are members of co-operative societies. Under this scheme its members can avail free surgery costing upto Rs 1 lakh and Rs 2 lakh for multiple surgeries in a year.
In FY’13 state government is expecting to bring around 220,000 farmers under this scheme. Of which Mysore taluk will have highest number of farmers covered under the scheme at 35,000. Target for Nanjangud, T Narasipur, Hunsur, K R Nagar and Periyapatna taluk is 32,000 farmers for each taluk. In H D Kote taluk 22,000 farmers will be brought under the scheme.
Rural-based cine actors, stage actors and folk artist can also become member under the scheme if they are members of Cultural development co-operative societies. Plantation workers working in coffee plantation can also enroll for the scheme if they are member of rural co-operative society.
Members selected from the agricultural sector to the state agricultural produce marketing committees can also enroll for the scheme provided they should be members of rural co-operative societies. Generalist-based in rural areas will also be eligible for the cover provided they should be member of state generalist Credit co-operative societies.
Nomads and semi-Nomads in rural areas of the state can also enroll; if they are member of co-operative societies. Rural self help groups and Sthree Shakti groups are also eligible for the membership of the scheme. For the first time state government has brought transgender under the scheme.
Enrollments for the scheme have started from 15th February 2012 and it will continue upto 31st May 2012. During this period persons who are willing to enroll for the scheme can enroll themselves by paying membership fee of Rs 210.
Hospitals that will provide medical facility under the scheme include Cauvery, Ramkrishna, JSS, Kamala Raman, Pragathi mission, Bharath cancer, Karuna, Vivekananda hospital at Mysore, Saragur and Mahaveer Darshana hospitals.
In 2010-11 about 3.04 million members enrolled for Yeshasvini health scheme. Last year Mysore district stood at the second position on the divisional level and third on state level in membership enrollments.
Rs 41.68 lakh were collected as membership fee in 2010-11. In all 198,706 surgeries were performed and Rs 45.46 lakh were spent on the surgeries. For FY’11 state government released Rs 30 lakh while for FY’12 budget provision for the scheme was Rs 36 lakh.
Max Bupa Health Insurance has launched enhanced version of its Heartbeat health insurance plan. This plan offers customers deductibles a top up option on an annual aggregate or cumulative basis, instead of a per claim basis. It comes with two years of tenure so that customer will not require to renew it every year.
